HomeWattCost

Sacramento Municipal Utility District (SMUD) rates

SMUD has 2 residential plans modeled here. For a typical California home using 487 kWh a month, the cheapest plan open to any household is R-TOD, at about $107 a month. Homes that qualify for R-TOD EV, an EV or electrification rate, would pay about $105.

Public power 592,557 residential customers (EIA-861, 2024) Tariffs checked September 28, 2026

Typical all-in priceR-TOD

21.9¢/kWh
R-TOD$107/mo
R-TOD EV$105/mo

The EV option is SMUD's standard Time-of-Day rate with a 1.5¢/kWh credit on all home usage from midnight to 6 a.m. for registered plug-in EV owners.

Residential plans

PlanTypeFixed/moJuly pricesJanuary pricesJuly weekday windows
R-TOD
Time-of-Day (5–8 p.m.) Rate
Time-of-use $27.00 Off-peak 15.5¢ · Mid-peak 21.4¢ · Peak 37.7¢ Off-peak 12.9¢ · Peak 17.8¢ Mid-peak noon–5 pm, Peak 5 pm–8 pm, Mid-peak 8 pm–12 am
R-TOD EV
Time-of-Day (5–8 p.m.) Rate with EV Credit
Time-of-useEV $27.00 Super off-peak 14.0¢ · Off-peak 15.5¢ · Mid-peak 21.4¢ · Peak 37.7¢ Off-peak 11.4¢ · Mid-peak 12.9¢ · Peak 17.8¢ Super off-peak 12 am–6 am, Mid-peak noon–5 pm, Peak 5 pm–8 pm, Mid-peak 8 pm–12 am

R-TOD: price by hour

July weekday. Summer pricing Jun–Sep; winter Oct–May.

Off-peakMid-peakPeak
15.5¢21.4¢37.7¢21.4¢12a3a6a9a12p3p6p9p12a

R-TOD EV: price by hour

July weekday. Summer pricing Jun–Sep; winter Oct–May.

Super off-peakOff-peakMid-peakPeak
14.0¢15.5¢21.4¢37.7¢21.4¢12a3a6a9a12p3p6p9p12a

SMUD peak hours and cheapest times

What are SMUD’s peak hours?

It depends on the plan. R-TOD: Mid-peak noon–5 pm, Peak 5 pm–8 pm, Mid-peak 8 pm–12 am, on weekdays, in summer (in winter: Peak 5 pm–8 pm); weekends: off-peak all day. R-TOD EV: Super off-peak 12 am–6 am, Mid-peak noon–5 pm, Peak 5 pm–8 pm, Mid-peak 8 pm–12 am, on weekdays, in summer (in winter: Mid-peak 6 am–5 pm, Peak 5 pm–8 pm, Mid-peak 8 pm–12 am); weekends: Super off-peak 12 am–6 am. Hours are local clock time.

When is electricity cheapest on SMUD?

On summer weekdays the lowest price is R-TOD: 12 am–noon at 15.5¢/kWh, against 37.6¢ at the peak; R-TOD EV: 12 am–6 am at 14.0¢/kWh, against 37.6¢ at the peak.

Which SMUD plan is cheapest?

For a typical California home using 487 kWh a month, R-TOD at about $107 a month (21.9¢/kWh all-in, before taxes). Homes that qualify for R-TOD EV, an EV or electrification rate, would pay about $105. With an EV charged at its cheapest hour, R-TOD EV gives the lowest total.

Charging an EV on SMUD

1,000 miles a month in a Tesla Model Y Long Range AWD (275 kWh from the wall, EPA 27.5 kWh/100 mi) at 7.2 kW, added to a typical California home’s use, on each plan’s cheapest start hour versus plugging in at 6 pm. Averaged over the year.

PlanBest startCharging, best startCharging from 6 pmWhole bill with EV
R-TOD12 am$38/mo$59/mo$144/mo
R-TOD EV12 am$34/mo$59/mo$139/mo

With an EV charged at its best hour, the cheapest plan overall is R-TOD EV. Compare plans on your own usage.

Cost to charge each EV on SMUD R-TOD EV

1,000 miles a month at 7.2 kW, starting at 12 am, the plan’s cheapest hour, added to a typical California home’s bill. Full charge: the EPA range, at the plan’s lowest price (14.0¢/kWh). EPA efficiency, from the wall.

ModelkWh/100 mi1,000 mi a monthFull charge
Lucid Air Pure (2027)23.1$28/mo$13.58
Tesla Model Y Standard RWD (2026)24.3$30/mo$10.92
Tesla Model 3 Standard RWD (2026)24.3$30/mo$10.92
Tesla Model 3 Premium RWD (2026)24.6$30/mo$12.50
Toyota bZ (2027)25.5$31/mo$11.21
Hyundai Ioniq 6 RWD (2025)26$32/mo$12.45
Tesla Model S (2026)27.1$33/mo$15.56
Tesla Model Y Long Range AWD (2026)27.5$34/mo$12.59
Nissan Leaf 75 kWh (2026)27.8$34/mo$11.79
Chevrolet Bolt (2027)28.2$35/mo$10.34
BMW i4 eDrive40 (2026)28.5$35/mo$13.29
Kia EV3 Long Range FWD (2027)29$35/mo$13.03
Volvo EX30 Single Motor (2026)29.2$36/mo$10.67
Kia EV6 Long Range RWD (2026)29.6$36/mo$13.22
Volkswagen ID.4 (2026)29.8$36/mo$12.14
Hyundai Ioniq 5 RWD (2027)30$37/mo$13.36
Ford Mustang Mach-E RWD Extended Range (2026)30.7$38/mo$13.75
Chevrolet Equinox EV FWD (2027)31.1$38/mo$13.89
Tesla Model X (2026)32.2$39/mo$15.87
Chevrolet Blazer EV FWD (2027)32.3$40/mo$14.11
Honda Prologue FWD (2026)32.5$40/mo$14.01
Nissan Ariya FWD 87 kWh (2026)34.4$42/mo$13.92
Cadillac Lyriq RWD (2027)36.8$45/mo$16.80
Hyundai Ioniq 9 AWD (2027)38$46/mo$17.02
Kia EV9 Long Range RWD (2026)38$46/mo$16.23
Tesla Cybertruck AWD (2026)42.9$52/mo$19.52
Rivian R1S Premium (2027)42.9$52/mo$18.02
Rivian R1T Premium (2027)42.9$52/mo$18.02
Chevrolet Silverado EV Extended Range WT (2026)47.8$58/mo$28.37
Ford F-150 Lightning Extended Range (2025)47.9$59/mo$21.46

How SMUD’s plans work

R-TOD (Time-of-Day (5–8 p.m.) Rate). Mid-peak noon–5 pm, Peak 5 pm–8 pm, Mid-peak 8 pm–12 am on July weekdays; 3 of 24 hours carry the top price of 37.7¢. The cheapest July weekday hour costs 15.5¢, so moving 1 kWh out of the top hours saves 22.2¢. January weekdays range from 12.9¢ to 17.8¢. Summer pricing applies Jun–Sep; winter pricing Oct–May. Weekends differ: off-peak all day. Fixed charge: $27.00 a month.

R-TOD EV (Time-of-Day (5–8 p.m.) Rate with EV Credit). Super off-peak 12 am–6 am, Mid-peak noon–5 pm, Peak 5 pm–8 pm, Mid-peak 8 pm–12 am on July weekdays; 3 of 24 hours carry the top price of 37.7¢. The cheapest July weekday hour costs 14.0¢, so moving 1 kWh out of the top hours saves 23.7¢. January weekdays range from 11.4¢ to 17.8¢. Summer pricing applies Jun–Sep; winter pricing Oct–May. Weekends differ: Super off-peak 12 am–6 am. Fixed charge: $27.00 a month.

Prices on this page are all-in per kWh, before taxes: base rates, supply and every per-kWh rider in the utility’s current tariff sheets. Your bill shows them as separate lines, and riders can change between tariff revisions.

As a cross-check, SMUD billed its residential customers an average of 17.87¢ per kWh in 2024 (revenue ÷ sales, EIA-861). A plan taken from URDB is shown only if its all-in price is consistent with that figure, adjusted for California’s price change since.

Sources for each plan

Plans marked “Checked” were transcribed from the utility’s current tariff and rider sheets, all charges included, and are re-checked on the date shown in each file. Other plans come from the OpenEI U.S. Utility Rate Database (CC BY 4.0) and have not yet been checked line by line against the utility’s tariff. Always confirm the current rates on your utility’s website before switching plans.

Compare two SMUD plans

Run the numbers on SMUD