HomeWattCost

NIPSCO rates

NIPSCO has one residential plan modeled here. A typical Indiana home using 935 kWh a month pays about $220 a month.

Investor-owned 430,648 residential customers (EIA-861, 2024) Tariffs checked September 28, 2026

Typical all-in priceRate 611

23.5¢/kWh
Rate 611$220/mo

Residential plans

PlanTypeFixed/moJuly pricesJanuary pricesJuly weekday windows
Rate 611
Residential Service		 Flat $14.00 22.0¢ all hours 22.0¢ all hours None

NIPSCO: questions

Does NIPSCO have peak hours?

Not on the plans modeled here: Rate 611 charges the same price per kWh at every hour, so when you use power does not change the bill.

Charging an EV on NIPSCO

1,000 miles a month in a Tesla Model Y Long Range AWD (275 kWh from the wall, EPA 27.5 kWh/100 mi) at 7.2 kW, added to a typical Indiana home’s use, on each plan’s cheapest start hour versus plugging in at 6 pm. Averaged over the year.

PlanBest startCharging, best startCharging from 6 pmWhole bill with EV
Rate 611Any$61/mo$61/mo$281/mo

With an EV charged at its best hour, the cheapest plan overall is Rate 611. Compare plans on your own usage.

Cost to charge each EV on NIPSCO Rate 611

1,000 miles a month at 7.2 kW, starting at any hour, added to a typical Indiana home’s bill. Full charge: the EPA range, at the plan’s lowest price (22.0¢/kWh). EPA efficiency, from the wall.

ModelkWh/100 mi1,000 mi a monthFull charge
Lucid Air Pure (2027)23.1$51/mo$21.39
Tesla Model Y Standard RWD (2026)24.3$54/mo$17.20
Tesla Model 3 Standard RWD (2026)24.3$54/mo$17.20
Tesla Model 3 Premium RWD (2026)24.6$54/mo$19.69
Toyota bZ (2027)25.5$56/mo$17.65
Hyundai Ioniq 6 RWD (2025)26$57/mo$19.60
Tesla Model S (2026)27.1$60/mo$24.50
Tesla Model Y Long Range AWD (2026)27.5$61/mo$19.83
Nissan Leaf 75 kWh (2026)27.8$61/mo$18.57
Chevrolet Bolt (2027)28.2$62/mo$16.29
BMW i4 eDrive40 (2026)28.5$63/mo$20.92
Kia EV3 Long Range FWD (2027)29$64/mo$20.52
Volvo EX30 Single Motor (2026)29.2$64/mo$16.80
Kia EV6 Long Range RWD (2026)29.6$65/mo$20.82
Volkswagen ID.4 (2026)29.8$66/mo$19.12
Hyundai Ioniq 5 RWD (2027)30$66/mo$21.03
Ford Mustang Mach-E RWD Extended Range (2026)30.7$68/mo$21.66
Chevrolet Equinox EV FWD (2027)31.1$69/mo$21.87
Tesla Model X (2026)32.2$71/mo$24.99
Chevrolet Blazer EV FWD (2027)32.3$71/mo$22.22
Honda Prologue FWD (2026)32.5$72/mo$22.07
Nissan Ariya FWD 87 kWh (2026)34.4$76/mo$21.92
Cadillac Lyriq RWD (2027)36.8$81/mo$26.45
Hyundai Ioniq 9 AWD (2027)38$84/mo$26.81
Kia EV9 Long Range RWD (2026)38$84/mo$25.55
Tesla Cybertruck AWD (2026)42.9$95/mo$30.74
Rivian R1S Premium (2027)42.9$95/mo$28.37
Rivian R1T Premium (2027)42.9$95/mo$28.37
Chevrolet Silverado EV Extended Range WT (2026)47.8$105/mo$44.68
Ford F-150 Lightning Extended Range (2025)47.9$106/mo$33.79

How NIPSCO’s plans work

Rate 611 (Residential Service). One price per kWh at every hour, all year: 22.0¢. Shifting use to other hours changes nothing on this plan; using less is the only lever. Fixed charge: $14.00 a month.

Prices on this page are all-in per kWh, before taxes: base rates, supply and every per-kWh rider in the utility’s current tariff sheets. Your bill shows them as separate lines, and riders can change between tariff revisions.

As a cross-check, NIPSCO billed its residential customers an average of 19.09¢ per kWh in 2024 (revenue ÷ sales, EIA-861). A plan taken from URDB is shown only if its all-in price is consistent with that figure, adjusted for Indiana’s price change since.

Sources for each plan

PlanEffectiveSeasonsSource and status
Rate 611
Transcribed from the utility’s tariff		 August 1, 2026 Same pricing all year Checked September 28, 2026
NIPSCO IURC Electric Service Tariff Vol. 16, Rate 611 Residential (Second Revised Sheet No. 48, eff. 03/01/2026) · NIPSCO Appendix A, Applicable Riders (Sheets 224-225) · NIPSCO Appendix B, Fuel Cost Adjustment (Sixth Revised Sheet 226, eff. 08/01/2026) · NIPSCO Appendix C, RTO Adjustment Factor (eff. 05/01/2026) · NIPSCO Appendix F, Resource Adequacy Adjustment Factor (eff. 05/01/2026) · NIPSCO Appendix G, DSMA Factor (eff. 03/01/2026) · NIPSCO Appendix I, FMCA Factor (eff. 02/01/2026) · NIPSCO Appendix J, TDSIC (eff. 03/01/2026) · NIPSCO Appendix K, Environmental Cost Tracker (eff. 07/01/2026) · NIPSCO Appendix L, Generation Costs Tracker (eff. 05/01/2026) · NIPSCO Appendix M, Shared System Credit (eff. 06/17/2026) · NIPSCO historical FAC factors (Appendix B history) · NIPSCO electric rates page (tariff index) · IURC 2026 Residential Bill Survey update (7/28/2026)

Plans marked “Checked” were transcribed from the utility’s current tariff and rider sheets, all charges included, and are re-checked on the date shown in each file. Other plans come from the OpenEI U.S. Utility Rate Database (CC BY 4.0) and have not yet been checked line by line against the utility’s tariff. Always confirm the current rates on your utility’s website before switching plans.

Run the numbers on NIPSCO

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