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Middle Tennessee Electric rates

Middle Tennessee Electric has 2 residential plans modeled here. For a typical Tennessee home using 1,198 kWh a month, the cheapest plan open to any household is RS, at about $152 a month.

Cooperative 307,370 residential customers (EIA-861, 2024) Tariffs checked September 28, 2026

Typical all-in priceRS

12.7¢/kWh
RS$152/mo
NITEFLEX$155/mo

Prices include TVA's fuel cost adjustment for September 2026, which changes every month.

Residential plans

PlanTypeFixed/moJuly pricesJanuary pricesJuly weekday windows
RS
Residential
Flat $21.81 10.8¢ all hours 10.8¢ all hours None
NITEFLEX
Time-of-Use Residential — NiteFlex
Time-of-useEV $21.81 Off-peak 7.8¢ · Peak 11.8¢ Off-peak 7.8¢ · Peak 11.8¢ Peak 4 am–10 pm

NITEFLEX: price by hour

July weekday. Same pricing all year.

Off-peakPeak
7.8¢11.8¢7.8¢12a3a6a9a12p3p6p9p12a

Middle Tennessee Electric peak hours and cheapest times

What are Middle Tennessee Electric’s peak hours?

It depends on the plan. NITEFLEX: Peak 4 am–10 pm, every day, all year. Hours are local clock time.

When is electricity cheapest on Middle Tennessee Electric?

On summer weekdays the lowest price is NITEFLEX: 10 pm–4 am next day at 7.8¢/kWh, against 11.8¢ at the peak. RS charges the same price at every hour.

Which Middle Tennessee Electric plan is cheapest?

For a typical Tennessee home using 1,198 kWh a month, RS at about $152 a month (12.7¢/kWh all-in, before taxes). With an EV charged at its cheapest hour, NITEFLEX gives the lowest total.

Charging an EV on Middle Tennessee Electric

1,000 miles a month in a Tesla Model Y Long Range AWD (275 kWh from the wall, EPA 27.5 kWh/100 mi) at 7.2 kW, added to a typical Tennessee home’s use, on each plan’s cheapest start hour versus plugging in at 6 pm. Averaged over the year.

PlanBest startCharging, best startCharging from 6 pmWhole bill with EV
RSAny$30/mo$30/mo$181/mo
NITEFLEX12 am$22/mo$33/mo$176/mo

With an EV charged at its best hour, the cheapest plan overall is NITEFLEX. Compare plans on your own usage.

Cost to charge each EV on Middle Tennessee Electric NITEFLEX

1,000 miles a month at 7.2 kW, starting at 12 am, the plan’s cheapest hour, added to a typical Tennessee home’s bill. Full charge: the EPA range, at the plan’s lowest price (7.8¢/kWh). EPA efficiency, from the wall.

ModelkWh/100 mi1,000 mi a monthFull charge
Lucid Air Pure (2027)23.1$18/mo$7.60
Tesla Model Y Standard RWD (2026)24.3$19/mo$6.11
Tesla Model 3 Standard RWD (2026)24.3$19/mo$6.11
Tesla Model 3 Premium RWD (2026)24.6$19/mo$7.00
Toyota bZ (2027)25.5$20/mo$6.27
Hyundai Ioniq 6 RWD (2025)26$20/mo$6.97
Tesla Model S (2026)27.1$21/mo$8.71
Tesla Model Y Long Range AWD (2026)27.5$22/mo$7.05
Nissan Leaf 75 kWh (2026)27.8$22/mo$6.60
Chevrolet Bolt (2027)28.2$22/mo$5.79
BMW i4 eDrive40 (2026)28.5$22/mo$7.44
Kia EV3 Long Range FWD (2027)29$23/mo$7.29
Volvo EX30 Single Motor (2026)29.2$23/mo$5.97
Kia EV6 Long Range RWD (2026)29.6$23/mo$7.40
Volkswagen ID.4 (2026)29.8$23/mo$6.80
Hyundai Ioniq 5 RWD (2027)30$24/mo$7.48
Ford Mustang Mach-E RWD Extended Range (2026)30.7$24/mo$7.70
Chevrolet Equinox EV FWD (2027)31.1$24/mo$7.77
Tesla Model X (2026)32.2$25/mo$8.88
Chevrolet Blazer EV FWD (2027)32.3$25/mo$7.90
Honda Prologue FWD (2026)32.5$25/mo$7.84
Nissan Ariya FWD 87 kWh (2026)34.4$27/mo$7.79
Cadillac Lyriq RWD (2027)36.8$29/mo$9.40
Hyundai Ioniq 9 AWD (2027)38$30/mo$9.53
Kia EV9 Long Range RWD (2026)38$30/mo$9.08
Tesla Cybertruck AWD (2026)42.9$34/mo$10.93
Rivian R1S Premium (2027)42.9$34/mo$10.08
Rivian R1T Premium (2027)42.9$34/mo$10.08
Chevrolet Silverado EV Extended Range WT (2026)47.8$37/mo$15.88
Ford F-150 Lightning Extended Range (2025)47.9$38/mo$12.01

How Middle Tennessee Electric’s plans work

RS (Residential). One price per kWh at every hour, all year: 10.8¢. Shifting use to other hours changes nothing on this plan; using less is the only lever. Fixed charge: $21.81 a month.

NITEFLEX (Time-of-Use Residential — NiteFlex). Peak 4 am–10 pm on July weekdays; 18 of 24 hours carry the top price of 11.8¢. The cheapest July weekday hour costs 7.8¢, so moving 1 kWh out of the top hours saves 4.0¢. January weekdays range from 7.8¢ to 11.8¢. Fixed charge: $21.81 a month.

Prices on this page are all-in per kWh, before taxes: base rates, supply and every per-kWh rider in the utility’s current tariff sheets. Your bill shows them as separate lines, and riders can change between tariff revisions.

As a cross-check, Middle Tennessee Electric billed its residential customers an average of 11.76¢ per kWh in 2024 (revenue ÷ sales, EIA-861). A plan taken from URDB is shown only if its all-in price is consistent with that figure, adjusted for Tennessee’s price change since.

Sources for each plan

PlanEffectiveSeasonsSource and status
RS
Transcribed from the utility’s tariff
September 1, 2026 Same pricing all year Checked September 28, 2026
Middle Tennessee Electric Rate Schedule, effective September 2026 (page 1) · MTE Rates page
NITEFLEX
Transcribed from the utility’s tariff
September 1, 2026 Same pricing all year Checked September 28, 2026
Middle Tennessee Electric Rate Schedule, effective September 2026 (page 1) · MTE NiteFlex page (hours)

Plans marked “Checked” were transcribed from the utility’s current tariff and rider sheets, all charges included, and are re-checked on the date shown in each file. Other plans come from the OpenEI U.S. Utility Rate Database (CC BY 4.0) and have not yet been checked line by line against the utility’s tariff. Always confirm the current rates on your utility’s website before switching plans.

Compare two Middle Tennessee Electric plans

Cities served by Middle Tennessee Electric

Cities of 100,000 or more whose center lies in Middle Tennessee Electric’s service territory.

Run the numbers on Middle Tennessee Electric