HomeWattCost

Xcel Energy (Southwestern Public Service, Texas) (Xcel Energy SPS) rates

Xcel Energy SPS has 2 residential plans modeled here. For a typical Texas home using 1,103 kWh a month, the cheapest plan open to any household is IV-3 TOU, at about $162 a month.

Investor-owned 222,146 residential customers (EIA-861, 2024) Tariffs checked September 28, 2026

Typical all-in priceIV-3 TOU

14.6¢/kWh
IV-3$165/mo
IV-3 TOU$162/mo

Texas Panhandle and South Plains customers of Xcel Energy (Southwestern Public Service); city franchise fees and sales tax are not included.

Residential plans

PlanTypeFixed/moJuly pricesJanuary pricesJuly weekday windows
IV-3
Residential Service
Tiered $14.38 14.8¢ all hours 13.2¢ 0–899 kWh · 9.2¢ over 899 kWh None
IV-3 TOU
Residential Service - Alternate Time of Use Rider
Time-of-use $14.38 Off-peak 11.5¢ · Peak 29.1¢ Off-peak 11.5¢ Peak 1 pm–7 pm

IV-3 TOU: price by hour

July weekday. Summer pricing Jun–Sep; winter Oct–May.

Off-peakPeak
11.5¢29.1¢11.5¢12a3a6a9a12p3p6p9p12a

Xcel Energy SPS peak hours and cheapest times

What are Xcel Energy SPS’s peak hours?

It depends on the plan. IV-3 TOU: Peak 1 pm–7 pm, on weekdays, in summer (in winter: off-peak all day); weekends: off-peak all day. Hours are local clock time.

When is electricity cheapest on Xcel Energy SPS?

On summer weekdays the lowest price is IV-3 TOU: 7 pm–1 pm next day at 11.5¢/kWh, against 29.1¢ at the peak. IV-3 charges the same price at every hour.

Which Xcel Energy SPS plan is cheapest?

For a typical Texas home using 1,103 kWh a month, IV-3 TOU at about $162 a month (14.6¢/kWh all-in, before taxes). With an EV charged at its cheapest hour, IV-3 TOU gives the lowest total.

Charging an EV on Xcel Energy SPS

1,000 miles a month in a Tesla Model Y Long Range AWD (275 kWh from the wall, EPA 27.5 kWh/100 mi) at 7.2 kW, added to a typical Texas home’s use, on each plan’s cheapest start hour versus plugging in at 6 pm. Averaged over the year.

PlanBest startCharging, best startCharging from 6 pmWhole bill with EV
IV-3Any$31/mo$31/mo$197/mo
IV-3 TOU12 am$32/mo$41/mo$193/mo

With an EV charged at its best hour, the cheapest plan overall is IV-3 TOU. Compare plans on your own usage.

Cost to charge each EV on Xcel Energy SPS IV-3 TOU

1,000 miles a month at 7.2 kW, starting at 12 am, the plan’s cheapest hour, added to a typical Texas home’s bill. Full charge: the EPA range, at the plan’s lowest price (11.5¢/kWh). EPA efficiency, from the wall.

ModelkWh/100 mi1,000 mi a monthFull charge
Lucid Air Pure (2027)23.1$27/mo$11.16
Tesla Model Y Standard RWD (2026)24.3$28/mo$8.97
Tesla Model 3 Standard RWD (2026)24.3$28/mo$8.97
Tesla Model 3 Premium RWD (2026)24.6$28/mo$10.27
Toyota bZ (2027)25.5$29/mo$9.21
Hyundai Ioniq 6 RWD (2025)26$30/mo$10.23
Tesla Model S (2026)27.1$31/mo$12.78
Tesla Model Y Long Range AWD (2026)27.5$32/mo$10.34
Nissan Leaf 75 kWh (2026)27.8$32/mo$9.69
Chevrolet Bolt (2027)28.2$32/mo$8.50
BMW i4 eDrive40 (2026)28.5$33/mo$10.91
Kia EV3 Long Range FWD (2027)29$33/mo$10.71
Volvo EX30 Single Motor (2026)29.2$34/mo$8.76
Kia EV6 Long Range RWD (2026)29.6$34/mo$10.86
Volkswagen ID.4 (2026)29.8$34/mo$9.97
Hyundai Ioniq 5 RWD (2027)30$35/mo$10.97
Ford Mustang Mach-E RWD Extended Range (2026)30.7$35/mo$11.30
Chevrolet Equinox EV FWD (2027)31.1$36/mo$11.41
Tesla Model X (2026)32.2$37/mo$13.03
Chevrolet Blazer EV FWD (2027)32.3$37/mo$11.59
Honda Prologue FWD (2026)32.5$37/mo$11.51
Nissan Ariya FWD 87 kWh (2026)34.4$40/mo$11.43
Cadillac Lyriq RWD (2027)36.8$42/mo$13.80
Hyundai Ioniq 9 AWD (2027)38$44/mo$13.98
Kia EV9 Long Range RWD (2026)38$44/mo$13.33
Tesla Cybertruck AWD (2026)42.9$49/mo$16.03
Rivian R1S Premium (2027)42.9$49/mo$14.80
Rivian R1T Premium (2027)42.9$49/mo$14.80
Chevrolet Silverado EV Extended Range WT (2026)47.8$55/mo$23.31
Ford F-150 Lightning Extended Range (2025)47.9$55/mo$17.63

How Xcel Energy SPS’s plans work

IV-3 (Residential Service). In July every kWh costs about 14.8¢, whatever the month's use. Fixed charge: $14.38 a month.

IV-3 TOU (Residential Service - Alternate Time of Use Rider). Peak 1 pm–7 pm on July weekdays; 6 of 24 hours carry the top price of 29.1¢. The cheapest July weekday hour costs 11.5¢, so moving 1 kWh out of the top hours saves 17.6¢. In January every hour costs the same (11.5¢). Summer pricing applies Jun–Sep; winter pricing Oct–May. Weekends differ: off-peak all day. Fixed charge: $14.38 a month.

Prices on this page are all-in per kWh, before taxes: base rates, supply and every per-kWh rider in the utility’s current tariff sheets. Your bill shows them as separate lines, and riders can change between tariff revisions.

As a cross-check, Xcel Energy SPS billed its residential customers an average of 13.35¢ per kWh in 2024 (revenue ÷ sales, EIA-861). A plan taken from URDB is shown only if its all-in price is consistent with that figure, adjusted for Texas’s price change since.

Sources for each plan

PlanEffectiveSeasonsSource and status
IV-3
Transcribed from the utility’s tariff
September 1, 2026 Summer pricing Jun–Sep; winter Oct–May Checked September 28, 2026
SPS Texas tariff sheet IV-3 Rev. 23 Residential Service (Docket 54634, approved Jan 23 2024) · SPS Texas IV-69 Rev. 61 Fuel Cost Recovery Factor (Docket 60111, eff. 9/1/2026) · SPS Fuel Factors for 2026 (Texas retail by month, 9/24/2026) · SPS Texas IV-195 Rev. 15 Energy Efficiency Cost Recovery Factor (eff. 1/1/2026, Docket 58017) · SPS Texas IV-224 Rev. 1 Advanced Metering System Cost Surcharge · SPS Texas IV-231 Rev. 3 Distribution Cost Recovery Factor (eff. 12/12/2025, Docket 58750) · SPS Texas IV-234 Rev. 1 Transmission Cost Recovery Factor (eff. 7/10/2026, Docket 59422) · SPS Texas IV-236 Generation Cost Recovery Rider GCRR (eff. 4/1/2026, Docket 59132) · SPS petition to revise fuel factors, Docket 60111 (residential bill impact) · Xcel Energy rate books page (Texas)
IV-3 TOU
Transcribed from the utility’s tariff
September 1, 2026 Summer pricing Jun–Sep; winter Oct–May Checked September 28, 2026
SPS Texas tariff sheet IV-3 Rev. 23 Residential Service (Docket 54634, approved Jan 23 2024) · SPS Texas IV-69 Rev. 61 Fuel Cost Recovery Factor (Docket 60111, eff. 9/1/2026) · SPS Fuel Factors for 2026 (Texas retail by month, 9/24/2026) · SPS Texas IV-195 Rev. 15 Energy Efficiency Cost Recovery Factor (eff. 1/1/2026, Docket 58017) · SPS Texas IV-224 Rev. 1 Advanced Metering System Cost Surcharge · SPS Texas IV-231 Rev. 3 Distribution Cost Recovery Factor (eff. 12/12/2025, Docket 58750) · SPS Texas IV-234 Rev. 1 Transmission Cost Recovery Factor (eff. 7/10/2026, Docket 59422) · SPS Texas IV-236 Generation Cost Recovery Rider GCRR (eff. 4/1/2026, Docket 59132) · SPS petition to revise fuel factors, Docket 60111 (residential bill impact) · Xcel Energy rate books page (Texas)

Plans marked “Checked” were transcribed from the utility’s current tariff and rider sheets, all charges included, and are re-checked on the date shown in each file. Other plans come from the OpenEI U.S. Utility Rate Database (CC BY 4.0) and have not yet been checked line by line against the utility’s tariff. Always confirm the current rates on your utility’s website before switching plans.

Compare two Xcel Energy SPS plans

Run the numbers on Xcel Energy SPS