Electricity rates in South Bend, IN
South Bend (population 103,201) is served by Indiana Michigan Power (Indiana). A typical home on its cheapest plan open to any household, RS, pays about $150 a month, 16.14¢ per kWh all-in: 4% below the Indiana average of the last 12 months.
Utility I&M IndianaPopulation Census 2025 estimateState average EIA, 12 months to August 2026
Typical all-in priceRS
I&M Indiana plans for a South Bend home
| Plan | Typical bill | All-in ¢/kWh | Summer weekday windows | EV, 1,000 mi |
|---|---|---|---|---|
| RSChecked | $150/mo | 16.14 | Same price all day | $39/mo |
| RS-TOD2Checked | $153/mo | 16.46 | Peak 2 pm–6 pm | $37/mo |
Typical bill: average Indiana use of 929 kWh a month, shaped hour by hour (NREL ResStock), averaged over the year. EV: Tesla Model Y Long Range AWD, 275 kWh a month from the wall, charging from its cheapest start hour. Full I&M Indiana tariff details and sources.
South Bend electricity: common questions
Who provides electricity in South Bend, IN?
The center of South Bend lies in Indiana Michigan Power (Indiana)’s retail service territory, according to the federal service-territory map built from EIA-861 data. Territories are drawn approximately, so homes near the city limits can be served by another utility or cooperative; the name on your bill is the authority.
How much is electricity per kWh in South Bend?
On I&M Indiana’s RS plan, a typical Indiana home using 929 kWh a month pays about 16.14¢ per kWh all-in before taxes, or $150 a month. The Indiana average over the last 12 months was 16.90¢ (EIA).
How much does it cost to charge an EV in South Bend?
Driving 1,000 miles a month in a Tesla Model Y Long Range AWD adds about $39 a month on I&M Indiana’s RS plan when charging starts at its cheapest hour, against about $163 of gasoline for a 25.5 mpg car.
When is electricity cheapest in South Bend?
Only on a time-of-use plan does the hour matter. On I&M Indiana’s RS-TOD2, summer weekday prices are highest in these windows: RS-TOD2: Peak 2 pm–6 pm. Running dishwashers, laundry and EV charging outside them costs less. Find the cheapest hour for an appliance.
Calculators with I&M Indiana preloaded
Other cities in Indiana
Sources: population, Census Bureau Vintage 2025 estimates; city location, Census Gazetteer; service territory, Electric Retail Service Territories (HIFLD/ORNL, from EIA-861); tariffs, see the I&M Indiana page.