HomeWattCost

Ameren Missouri rates

Ameren Missouri has 4 residential plans modelled here. For a typical Missouri home using 1,041 kWh a month, the cheapest is 1(M) Overnight, at about $141 a month.

Investor-owned 1,095,619 residential customers (EIA-861, 2024) Tariffs checked September 28, 2026

Typical all-in price1(M) Overnight

01234567890123456789.0123456789¢/kWh
1(M) Anytime$145/mo
1(M) Evening/Morning$145/mo
1(M) Overnight$141/mo
1(M) Smart Saver$143/mo

Residential plans

PlanTypeFixed/moJuly pricesJanuary pricesJuly weekday windows
1(M) Anytime
Anytime Users
Tiered $9.19 16.6¢ all hours 11.6¢ 0–750 kWh · 8.1¢ over 750 kWh None
1(M) Evening/Morning
Evening/Morning Savers
Time-of-use $9.19 Off-peak 16.2¢ · Peak 16.8¢ Off-peak 8.0¢ · Peak 8.3¢ Peak 9 am–9 pm
1(M) Overnight
Overnight Savers
Time-of-useEV $9.19 Off-peak 8.3¢ · Peak 19.4¢ Off-peak 7.3¢ · Peak 11.3¢ Peak 6 am–10 pm
1(M) Smart Saver
Smart Savers
Time-of-use $9.19 Off-peak 8.6¢ · Mid-peak 13.1¢ · Peak 41.5¢ Off-peak 7.3¢ · Mid-peak 8.7¢ · Peak 22.7¢ Mid-peak 6 am–3 pm, Peak 3 pm–7 pm, Mid-peak 7 pm–10 pm

1(M) Evening/Morning: price by hour

July weekday. Summer pricing Jun–Sep; winter Oct–May.

Off-peakPeak
16.2¢16.8¢16.2¢12a3a6a9a12p3p6p9p12a

1(M) Overnight: price by hour

July weekday. Summer pricing Jun–Sep; winter Oct–May.

Off-peakPeak
8.3¢19.4¢8.3¢12a3a6a9a12p3p6p9p12a

1(M) Smart Saver: price by hour

July weekday. Summer pricing Jun–Sep; winter Oct–May.

Off-peakMid-peakPeak
8.6¢13.1¢41.5¢13.1¢8.6¢12a3a6a9a12p3p6p9p12a

Charging an EV on Ameren Missouri

1,000 miles a month in a Tesla Model Y Long Range AWD (275 kWh from the wall, EPA 27.5 kWh/100 mi) at 7.2 kW, added to a typical Missouri home’s use, on each plan’s cheapest start hour versus plugging in at 6 pm. Averaged over the year.

PlanBest startCharging, best startCharging from 6 pmWhole bill with EV
1(M) AnytimeAny$30/mo$30/mo$175/mo
1(M) Evening/Morning12 am$29/mo$31/mo$174/mo
1(M) Overnight12 am$21/mo$38/mo$162/mo
1(M) Smart Saver12 am$21/mo$61/mo$164/mo

With an EV charged at its best hour, the cheapest plan overall is 1(M) Overnight. Compare plans on your own usage.

How Ameren Missouri’s plans work

1(M) Anytime (Anytime Users). In July the first 0 kWh a month cost 16.6¢ each; then . An average Missouri home (1,405 kWh in July) stays within the first tier. Fixed charge: $9.19 a month.

1(M) Evening/Morning (Evening/Morning Savers). Peak 9 am–9 pm on July weekdays; 12 of 24 hours carry the top price of 16.8¢. The cheapest July weekday hour costs 16.2¢, so moving 1 kWh out of the top hours saves 0.6¢. In January every hour costs the same (8.0¢). Summer pricing applies Jun–Sep; winter pricing Oct–May. Fixed charge: $9.19 a month.

1(M) Overnight (Overnight Savers). Peak 6 am–10 pm on July weekdays; 16 of 24 hours carry the top price of 19.4¢. The cheapest July weekday hour costs 8.3¢, so moving 1 kWh out of the top hours saves 11.1¢. January weekdays range from 7.3¢ to 11.3¢. Summer pricing applies Jun–Sep; winter pricing Oct–May. Fixed charge: $9.19 a month.

1(M) Smart Saver (Smart Savers). Mid-peak 6 am–3 pm, Peak 3 pm–7 pm, Mid-peak 7 pm–10 pm on July weekdays; 4 of 24 hours carry the top price of 41.5¢. The cheapest July weekday hour costs 8.6¢, so moving 1 kWh out of the top hours saves 32.8¢. January weekdays range from 7.3¢ to 22.7¢. Summer pricing applies Jun–Sep; winter pricing Oct–May. Weekends follow a different schedule from weekdays. Fixed charge: $9.19 a month.

Prices on this page are all-in per kWh, before taxes: base rates, supply and every per-kWh rider in the utility’s current tariff sheets. Your bill shows them as separate lines, and riders can change between tariff revisions.

As a cross-check, Ameren Missouri billed its residential customers an average of 12.56¢ per kWh in 2024 (revenue ÷ sales, EIA-861). A plan taken from URDB is shown only if its all-in price is consistent with that figure, adjusted for Missouri’s price change since.

Sources for each plan

PlanEffectiveSeasonsSolar exportsSource and status
1(M) Anytime
Transcribed from the utility’s tariff
October 1, 2026 Summer pricing Jun–Sep; winter Oct–May Net Metering Checked September 28, 2026
Missouri PSC EFIS - Ameren Missouri (Union Electric) MO.P.S.C. Schedule No. 6, Currently Effective Tariff sheets 1-92.3 (SC 1(M) residential sheets 54-54.12; Rider FAC 72.14; Rider SUR 90.4; Rider EEIC 91.23) · Missouri PSC EFIS - Ameren Missouri Schedule No. 6, Currently Effective Tariff sheets 93-End (Rider RESRAM sheet 93.4) · Missouri PSC EFIS - Rider FAC 4th Revised Sheet 72.14, effective Oct 1, 2026 (JE-2027-0013) · Missouri PSC order approving FAC tariff effective Oct 1, 2026 (ER-2027-0027 / EO-2027-0028) · Missouri PSC EFIS - Rider SUR 8th Revised Sheet 90.4, effective Oct 1, 2026 (JE-2027-0031) · Missouri PSC EFIS tariff record, Ameren Missouri Schedule No. 6 (JE-2013-0582) with revision list
1(M) Evening/Morning
Transcribed from the utility’s tariff
October 1, 2026 Summer pricing Jun–Sep; winter Oct–May Net Metering Checked September 28, 2026
Missouri PSC EFIS - Ameren Missouri (Union Electric) MO.P.S.C. Schedule No. 6, Currently Effective Tariff sheets 1-92.3 (SC 1(M) residential sheets 54-54.12; Rider FAC 72.14; Rider SUR 90.4; Rider EEIC 91.23) · Missouri PSC EFIS - Ameren Missouri Schedule No. 6, Currently Effective Tariff sheets 93-End (Rider RESRAM sheet 93.4) · Missouri PSC EFIS - Rider FAC 4th Revised Sheet 72.14, effective Oct 1, 2026 (JE-2027-0013) · Missouri PSC order approving FAC tariff effective Oct 1, 2026 (ER-2027-0027 / EO-2027-0028) · Missouri PSC EFIS - Rider SUR 8th Revised Sheet 90.4, effective Oct 1, 2026 (JE-2027-0031) · Missouri PSC EFIS tariff record, Ameren Missouri Schedule No. 6 (JE-2013-0582) with revision list
1(M) Overnight
Transcribed from the utility’s tariff
October 1, 2026 Summer pricing Jun–Sep; winter Oct–May Net Metering Checked September 28, 2026
Missouri PSC EFIS - Ameren Missouri (Union Electric) MO.P.S.C. Schedule No. 6, Currently Effective Tariff sheets 1-92.3 (SC 1(M) residential sheets 54-54.12; Rider FAC 72.14; Rider SUR 90.4; Rider EEIC 91.23) · Missouri PSC EFIS - Ameren Missouri Schedule No. 6, Currently Effective Tariff sheets 93-End (Rider RESRAM sheet 93.4) · Missouri PSC EFIS - Rider FAC 4th Revised Sheet 72.14, effective Oct 1, 2026 (JE-2027-0013) · Missouri PSC order approving FAC tariff effective Oct 1, 2026 (ER-2027-0027 / EO-2027-0028) · Missouri PSC EFIS - Rider SUR 8th Revised Sheet 90.4, effective Oct 1, 2026 (JE-2027-0031) · Missouri PSC EFIS tariff record, Ameren Missouri Schedule No. 6 (JE-2013-0582) with revision list
1(M) Smart Saver
Transcribed from the utility’s tariff
October 1, 2026 Summer pricing Jun–Sep; winter Oct–May Net Metering Checked September 28, 2026
Missouri PSC EFIS - Ameren Missouri (Union Electric) MO.P.S.C. Schedule No. 6, Currently Effective Tariff sheets 1-92.3 (SC 1(M) residential sheets 54-54.12; Rider FAC 72.14; Rider SUR 90.4; Rider EEIC 91.23) · Missouri PSC EFIS - Ameren Missouri Schedule No. 6, Currently Effective Tariff sheets 93-End (Rider RESRAM sheet 93.4) · Missouri PSC EFIS - Rider FAC 4th Revised Sheet 72.14, effective Oct 1, 2026 (JE-2027-0013) · Missouri PSC order approving FAC tariff effective Oct 1, 2026 (ER-2027-0027 / EO-2027-0028) · Missouri PSC EFIS - Rider SUR 8th Revised Sheet 90.4, effective Oct 1, 2026 (JE-2027-0031) · Missouri PSC EFIS tariff record, Ameren Missouri Schedule No. 6 (JE-2013-0582) with revision list

Plans marked “Checked” were transcribed from the utility’s current tariff and rider sheets, all charges included, and are re-checked on the date shown in each file. Other plans come from the OpenEI U.S. Utility Rate Database (CC BY 4.0) and have not yet been checked line by line against the utility’s tariff. Always confirm the current rates on your utility’s website before switching plans.

Run the numbers on Ameren Missouri