HomeWattCost

Ameren Missouri 1(M) Anytime vs 1(M) Smart Saver

For a typical Missouri home using 1,041 kWh a month, 1(M) Smart Saver is cheaper by about $23 a year ($143 against $145 a month). 1(M) Smart Saver is cheaper below about 1,200 kWh a month and 1(M) Anytime above it, with the same daily pattern of use.

Utility Ameren MissouriTariffs checked 2026-09-28Typical use 1,041 kWh/mo, Missouri

Head to head

Scenario1(M) Anytime1(M) Smart SaverCheaper
Typical home, per month$145$1431(M) Smart Saver
All-in price per kWh13.9¢13.7¢1(M) Smart Saver
Home + EV, charged at the cheapest hour$175$1641(M) Smart Saver
Home + EV, plugged in at 6 pm$175$2041(M) Anytime
Fixed charge$9.19$9.19

Typical home: Missouri average use by month (EIA), shaped hour by hour (NREL ResStock), before taxes. EV: Tesla Model Y Long Range AWD, 1,000 miles a month; cheapest start any hour on 1(M) Anytime, 12 am on 1(M) Smart Saver.

Month by month

Typical-home bill each month on each plan.

PlanJanFebMarAprMayJunJulAugSepOctNovDec
1(M) Anytime$144$124$107$96$101$193$242$224$175$100$102$130
1(M) Smart Saver$146$122$101$86$93$197$247$228$180$92$94$129

1(M) Anytime: price by hour

July weekday.

Same price all day
16.6¢12a3a6a9a12p3p6p9p12a

1(M) Smart Saver: price by hour

July weekday.

Off-peakMid-peakPeak
8.6¢13.1¢41.5¢13.1¢8.6¢12a3a6a9a12p3p6p9p12a

How the two plans work

1(M) Anytime: Anytime Users

  • In July the first 0 kWh a month cost 16.6¢ each; then .
  • An average Missouri home (1,405 kWh in July) stays within the first tier.
  • Fixed charge: $9.19 a month.

1(M) Smart Saver: Smart Savers

  • Mid-peak 6 am–3 pm, Peak 3 pm–7 pm, Mid-peak 7 pm–10 pm on July weekdays; 4 of 24 hours carry the top price of 41.5¢.
  • The cheapest July weekday hour costs 8.6¢, so moving 1 kWh out of the top hours saves 32.9¢.
  • January weekdays range from 7.3¢ to 22.7¢.
  • Summer pricing applies Jun–Sep; winter pricing Oct–May.
  • Weekends follow a different schedule from weekdays.
  • Fixed charge: $9.19 a month.

Your own pattern of use decides the winner: compare every Ameren Missouri plan on your usage, or see all Ameren Missouri plans, sources and peak hours.