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Ameren Missouri 1(M) Anytime vs 1(M) Smart Saver

For a typical Missouri home using 1,039 kWh a month, 1(M) Smart Saver is cheaper by about $24 a year ($143 against $145 a month). 1(M) Smart Saver is cheaper below about 1,300 kWh a month and 1(M) Anytime above it, with the same daily pattern of use.

Utility Ameren MissouriTariffs checked 2026-10-12Typical use 1,039 kWh/mo, Missouri

Head to head

Scenario1(M) Anytime1(M) Smart SaverCheaper
Typical home, per month$145$1431(M) Smart Saver
All-in price per kWh14.0¢13.8¢1(M) Smart Saver
Home + EV, charged at the cheapest hour$175$1651(M) Smart Saver
Home + EV, plugged in at 6 pm$175$2051(M) Anytime
Fixed charge$9.19$9.19

Typical home: Missouri average use by month (EIA), shaped hour by hour (NREL ResStock), before taxes. EV: Tesla Model Y Long Range AWD, 1,000 miles a month; cheapest start any hour on 1(M) Anytime, 12 am on 1(M) Smart Saver.

Month by month

Typical-home bill each month on each plan.

PlanJanFebMarAprMayJunJulAugSepOctNovDec
1(M) Anytime$145$125$108$96$102$193$242$233$172$99$101$128
1(M) Smart Saver$147$122$101$86$94$198$247$238$177$91$93$127

1(M) Anytime: price by hour

July weekday.

Same price all day
16.6¢12a3a6a9a12p3p6p9p12a

1(M) Smart Saver: price by hour

July weekday.

Off-peakMid-peakPeak
8.7¢13.2¢41.5¢13.2¢8.7¢12a3a6a9a12p3p6p9p12a

1(M) Anytime or 1(M) Smart Saver: common questions

Is 1(M) Anytime or 1(M) Smart Saver cheaper?

For a typical Missouri home using 1,039 kWh a month, 1(M) Smart Saver is cheaper by about $24 a year ($143 against $145 a month). 1(M) Smart Saver is cheaper below about 1,300 kWh a month and 1(M) Anytime above it, with the same daily pattern of use. Adding an EV driven 1,000 miles a month and charged at each plan’s cheapest hour, 1(M) Smart Saver gives the lower total ($165 against $175 a month).

What is the difference between 1(M) Anytime and 1(M) Smart Saver?

1(M) Anytime is tiered: the price per kWh rises with monthly use, with a fixed charge of $9.19 a month. 1(M) Smart Saver is time-of-use (summer weekdays: Mid-peak 6 am–3 pm, Peak 3 pm–7 pm, Mid-peak 7 pm–10 pm; lowest price 10 pm–6 am next day), with a fixed charge of $9.19 a month.

More Ameren Missouri comparisons

How the two plans work

1(M) Anytime: Anytime Users

  • In July every kWh costs about 16.6¢, whatever the month's use.
  • Fixed charge: $9.19 a month.

1(M) Smart Saver: Smart Savers

  • Mid-peak 6 am–3 pm, Peak 3 pm–7 pm, Mid-peak 7 pm–10 pm on July weekdays; 4 of 24 hours carry the top price of 41.5¢.
  • The cheapest July weekday hour costs 8.7¢, so moving 1 kWh out of the top hours saves 32.8¢.
  • January weekdays range from 7.3¢ to 22.7¢.
  • Summer pricing applies Jun–Sep; winter pricing Oct–May.
  • Weekends differ: Mid-peak 6 am–10 pm.
  • Fixed charge: $9.19 a month.

Your own pattern of use decides the winner: compare every Ameren Missouri plan on your usage, or see all Ameren Missouri plans, sources and peak hours.